Protection

At Twenty Twenty Financial Solutions our aim is to protect families and individuals against life's unexpected events. We’re here to advise you on the right cover to safeguard your hard earned assets for you and your family. We have access to a range of product lenders and we pride ourselves on being able to build a bespoke protection package for each client as we appreciate and celebrate each client's differences. We can help you achieve peace of mind that your home, your lifestyle and your family is protected should the worse happen.

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Life Cover insurance

Life Insurance is a great way to help protect you or your family from the financial worries they could face if you were no longer around. Life insurance pays out a cash lump sum or regular income if you die within the term of the policy.

At Twenty Twenty Financial Solutions, we are passionate about ensuring, that your home and loved ones are adequately taken care of in the event of death.

There are different types of life insurance and we use our knowledge and expertise to provide comprehensive advice and recommend the most suitable cover for you and your loved ones.

Critical Illness Insurance

If you’re diagnosed with a critical or serious illness, it’s important to make sure you’re covered against the financial impact it could have on you and your family. Critical Illness and Serious Illness policies pay out a cash lump sum or a regular income on diagnosis of a particular illness. The money paid out from a Critical Illness policy could be used to help maintain your standard of living, pay off your mortgage and, if needed, pay for treatment.

If the worse was to happen, your focus should be on getting healthy again, not worrying about finances.

Income Protection Insurance

How would you pay the bills if you were sick or had an accident and couldn’t work?

Income Protection Insurance provides an income to help replace loss of earnings, typically up to 60% of your gross salary if you are unable to work due to accident or sickness.

It has the potential to pay out for many years, even up until retirement.

Our team can talk you through the options and advise on the right policy for you, putting you in a better position to make the right choices for you and your family.

Buildings and Contents Insurance & Landlords Insurance

Your home is one of the most important things you can insure, yet many simply choose the cheapest quote without a second thought.

A Buildings Insurance policy should cover the cost of repairing or rebuilding your home if it’s damaged.

Mortgage lenders will always require Buildings Insurance to be in place on the mortgaged property you own or let and require this to be in place for the completion day.

Contents insurance is just as important, covering possessions in the home.

Landlord’s insurance protects your financial well-being as a landlord and differs from regular house insurance as it legally protects your investment whilst allowing tenants to reside in your property.

Our team at Twenty Twenty Financial Solutions can help you to find the most suitable policy that is competitive, covers the things that matter most and provides real reassurance.

Address: 9 Duke of Wellington Gardens, Wynyard, United Kingdom
Emma@twentytwentyfinancialsolutions.co.uk

Olivia@twentytwentyfinancialsolutions.co.uk

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Twenty Twenty Financial Solutions

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Registered in England & Wales

Twenty Twenty Financial Solutions Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

Registered Office Address - 9 Duke of Wellington Gardens, Wynyard, Billingham, England, TS22 5FY

Registration Number - 10656878

Fees

Insurance

We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product.

You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend.

Mortgages

An initial fee of £299.00 payable at outset and a fee of between 0.5% and 1.00% of the mortgage amount payable on completion. The minimum total fee payable is £499.00.

We will receive commission from the lender in addition to the fees you pay.

Example (for illustrative purposes only)

If your mortgage is for £100,000, there will be a total charge of between £500 and £1000 if your mortgage completes.

Similarly, if your mortgage is for £40,000, there will be a total charge of £499, which is our minimum fee payable if your mortgage completes.

You will receive a mortgage Illustration when considering a particular mortgage which will tell you about any fees relating to it.

The amount we will charge is dependent on the amount of research and administration that is required. “

Refunds

You will not receive a refund of the initial £299.00 fee if your mortgage or loan does not go ahead, however there will be no requirements to pay the balance if your mortgage or loan does not go ahead.

Procuration Fee

We will also be paid a procuration fee by the lender. The amount of the procuration fee will be disclosed to you.

You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us.

If an application is submitted to a lender via a packager (a 3rd party specialist) we will be paid commission by the packager. This will be disclosed to you.